Therapy is an investment in your future. Planning how you will pay for treatment is essential. Take time to examine your resources and make plans for this investment so that you are confident that you can reach your goals. You will be asked to provide charge card information to remain on file as a guarantee of payment.
Payment is due at the time services are rendered. We accept all major credit cards.
USING YOUR INSURANCE BENEFITS
Dr. Maria Jose Rendon is in-network with Aetna and a Tricare-Certified Provider.
If you are utilizing your insurance benefits, you will likely be responsible for paying a copay or deductible, as determined by your insurance plan. Please verify your insurance benefits before your first appointment with Potomac CBT Center to estimate your financial responsibility.
USING OUT-OF-NETWORK BENEFITS?
Our self-pay rates are $240 for the initial session and $210 for subsequent psychotherapy sessions.
If you have health insurance that includes out-of-network coverage (for example, a PPO insurance plan), call your insurance carrier to determine how you can use your out-of-network benefits to obtain partial reimbursement for your services with Potomac CBT Center. Generally, you will be able to submit claims for out-of-network reimbursement. Our office will furnish a document called a “Superbill” to you, which you can submit to your insurance for reimbursement.
After you have met your annual deductible, your insurance company will begin reimbursement by mailing a check directly to you. Most of our patients are reimbursed 50-80% of our fees if they have out-of-network coverage.
If you have questions about your out-of-network mental health care coverage, please contact your insurance provider for clarification.
Some questions to discuss with your insurance carrier:
- Do I have mental health benefits?
- What is my deductible and has it been met?
- How many sessions per year does my health insurance cover?
- What is the coverage amount per therapy session?
- Is pre-authorization required from my primary care physician?
- Within what time period must the claim be submitted to the insurance company?
Verifying Out of Network Benefits with Reimbursify
Although you can submit your out of network claims for free to your insurance company, some people may prefer paying a small fee to a company called Reimbursify who will submit your claims for you and make it easier to navigate insurance issues. We have no financial relationship to this company but want to provide our busy patients with information and options that can simplify and ease the process of receiving your out of network reimbursements quickly.
Not Using Insurance for Therapy? Know about the No Surprises Act
Under Section 2799B-6 of the Public Health Service Act, health care providers must provide an estimate of the bill for medical items and services to patients who don’t have insurance or who are not using insurance to pay for services.
You have the right to receive a Good Faith Estimate for the total expected cost of your non-emergency medical care. This includes related costs like medical tests, prescription drugs, equipment, and hospital fees.
Make sure your health care provider gives you a Good Faith Estimate in writing at least 1 business day before your medical service or item. You can also ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service.
If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.
Make sure to save a copy or picture of your Good Faith Estimate.
For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises or call 1-877-696-6775.