Therapy is an investment in your future. Planning how you will pay for treatment is essential. Take time to examine your resources and make plans for this investment so that you are confident that you can reach your goals.
Payment is due at the time services are rendered. We accept all major credit cards.
USING YOUR INSURANCE BENEFITS
If you are utilizing your insurance benefits, you will likely be responsible for paying a copay or deductible, as determined by your insurance plan. Please verify your insurance benefits before your first appointment with Potomac CBT Center to estimate your financial responsibility.
Dr. Maria Jose Rendon participates is an in-network provider with Aetna plans in MD, VA, and DC. She is considered an out-of-network provider for all other insurance plans.
SELF PAY AND OUT-OF-NETWORK BENEFITS
Dr. Rendon’s fee-for-service rates are:
Intake: $240
60-minute individual therapy sessions: $230
45-minute individual therapy sessions: $210
If you have health insurance that includes out-of-network coverage (for example, a PPO insurance plan), you can use your out-of-network benefits to obtain partial reimbursement for your sessions.
Some questions to discuss with your insurance carrier:
- Do I have mental health benefits?
- What is my deductible and has it been met?
- How many sessions per year does my health insurance cover?
- What is the coverage amount per therapy session?
- Is pre-authorization required from my primary care physician?
- Within what time period must the claim be submitted to the insurance company?
Third Party Reimbursement Options
Although you can submit your out of network claims directly to your insurance company for free, some people may prefer paying a small fee to third-party reimbursement companies, who will submit your claims for you and make it easier to navigate insurance issues. Some companies that patients have found useful in the past include:
Potomac CBT Center has no financial relationship with these companies but we want to provide our busy patients with information and options that can simplify and ease the process of receiving your out of network reimbursements quickly.
Not Using Insurance for Therapy? Know about the No Surprises Act
Under Section 2799B-6 of the Public Health Service Act, health care providers must provide an estimate of the bill for medical items and services to patients who don’t have insurance or who are not using insurance to pay for services.
You have the right to receive a Good Faith Estimate for the total expected cost of your non-emergency medical care. This includes related costs like medical tests, prescription drugs, equipment, and hospital fees.
Make sure your health care provider gives you a Good Faith Estimate in writing at least 1 business day before your medical service or item. You can also ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service.
If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.
Make sure to save a copy or picture of your Good Faith Estimate.
For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises or call 1-877-696-6775.